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BPI Business Checking Account


Type Floating
Rate 0.35%
Currency PHP


The rate applies to the business/corporate 'Maxi-One with Statement' product which includes monthly statements and an ATM card. The minimum initial deposit to open this account is Php 50,000 and requires a monthly Php 50,000 to maintain but requires a minimum PHP 25,000 daily to earn interest.


Below Php 1,000,000                   0.250%

Greater than Php 1,000,000         0.350%




The rate of 0.35% is 0.07% higher than the average 0.28%. Also it is 0.65 % lower than the highest rate 1.00 Updated Jun, 2018

on BPI's secure website


The rate applies to the business/corporate 'Maxi-One with Statement' product which includes monthly statements and an ATM card. The minimum initial deposit to open this account is Php 50,000 and requires a monthly Php 50,000 to maintain but requires a minimum PHP 25,000 daily to earn interest.


Below Php 1,000,000                   0.250%

Greater than Php 1,000,000         0.350%




The rate of 0.35% is 0.07% higher than the average 0.28%. Also it is 0.65 % lower than the highest rate 1.00 Updated Jun, 2018

on BPI's secure website

Type Floating
Rate 0.35%
Currency PHP

Compare BPI Saving rates

Account Name Rate
BPI Business Savings Account 1.00%
BPI Checking Account 0.25%

Compare Saving rates in Philippines

Account Name Rate
PSBank Savings Account 0.50%
Metrobank Savings Account 0.250%
BDO Checking Account 0.25%

BPI Discussion

  • Q: What is disadvantage of Checking Account who earned interest

    Reply Kathleen from Philippines