Rate indicated is based on the 'Metrobank Classic/Gold' product. This rate is the interest rate per annum and was derived using the interest rate per month (3.50%) and the following formula: (1 + r) ^n -1.

The rate indicated is a 3.25% finance charge per month (with the effective interest rate that is subject to compounding if the charges for the transaction amount are not repaid in full and is charegeable on daily basis).