Vote

Poll open to 30 Jul 13
Where would you invest your money as of today?

Philippines Time Deposit Rates

Within the Philippines, term deposits, fixed deposits or certificate of deposit related products are called time deposits within the country. Like other similar products issued by banks around the world a Philippine time deposit account is a bank account type option for customers who would like to deposit available excess funds in a high interest account type. The time deposit has an agreed term and interest rate of return and will render funds illiquid for the agreed period of time. Also the interest bearing time deposit is denominated in the Peso currency and offers an interest rate of return usually higher than a Philippine savings account product.

Best Time Deposit Interest Rates in Philippines

Deposit Account Type Term APY Account Details
PNB 1 Year Time Deposit 1 year 3.125% The interest rate applies to Peso time deposits that range  181 - 360 day. The rates vary ac - PHP - Mar, 2013 More Info
Allied Bank 1 Year Term deposit 1 year 2.375% The Interest Rate is determined by the amount deposited over a 12 month/1 year 360 day period whi - PHP - May, 2013 More Info
Allied Bank Time Deposits 1 month 2.0% - PHP - May, 2013 More Info
UnionBank 1 Year Time Deposit 1 year 1.8500% Interest Rate % is applicable for 12 months/360 days for a balance over P5,000,000 in Peso curren - PHP - May, 2013 More Info
BDO 1 Year Time Deposit 1 year 1.500% The interest rate is for an approximate 12 month / 1 year term (360 days) for Peso deposit balanc - PHP - May, 2013 More Info
China Bank 3 month Time Deposit 3 month 1.500% Requires a minimum of P5,000 for a 'Certificate of Time deposit' product and is for 90 - PHP - May, 2013 More Info
Metrobank 1 Year Time Deposit 1 year 1.375% The time deposit td interest rate is a for a deposit of 50,000 to 199,999 Peso and applies for a - PHP - May, 2013 More Info
Metrobank 6 Month Time Deposit 6 month 1.375% The interest rate is for the Peso TD product between the following term range 181 - 364 days and - PHP - May, 2013 More Info
LANDBANK 1 Year Time Deposit 1 year 1.25% This LANDBANK product is denominated in Peso and requires a minimum of P 1,000,000.00 - below 100 - PHP - May, 2013 More Info
BPI 1 Year Time Deposit 1 year 1.125% - Rate is for a 'Regular Time Deposit (Peso)' deposit of 5 MM and up and for 364 days. - PHP - May, 2013 More Info
Metrobank 3 Month Time Deposit 3 month 1.125% The following interest rate is applicable for the term period between 62 - 178 days and the amoun - PHP - May, 2013 More Info
BPI 6 Month Time Deposit 6 month 1.000% This BPI TD Interest Rate applies to a deposit balance of 5 MM and up and for time horizon of 182 - PHP - May, 2013 More Info
BPI 3 Month Time Deposit 3 month 0.875% The interest rate applies to the BPI 'Regular Time Deposit (Peso)' product with a deposit balance - PHP - May, 2013 More Info